Chimienti &: Associates Insurance Services


Cut rising costs of company benefits.

With our proprietary employee benefits plans.

REDUCE your employee benefits premiums.

INCREASE your employee benefits!

Solutions Plus+ Introduction

"According to one survey, 50% of workers who were unhappy with their jobs blamed their company benefits.”

You are worried. Margins are thin and you need to control costs. You can’t afford one more dollar for health insurance. Your employees are worried, too. They fear getting sick and being stuck with a high deductible plan and coinsurance.

Research shows that today’s employees are more likely to jump ship if they are unhappy. According to one survey, 50% of workers who were unhappy with their jobs blamed their company benefits. You know how costly it is to replace good, experienced employees. In this economy — more than ever — you need to keep your employees happy.

With our exclusive Solutions Plus+ plan, you can now cut your major health insurance costs while enhancing employee health benefits.

With Solutions Plus+, you will typically save anywhere from 6% to 12% or more on your employee benefits plan.

Major health carriers won’t mistake our products for typical “wrap” employment benefits either. That’s because the Solution Plus+ products are designed, filed, and accepted as “supplemental insurance” in 92% of the states.

These products are not affected by Healthcare Reform, so they help you round out whatever major employee benefits program you select.

Solutions Plus+ employment benefits insurance packages can be customized. As a worksite managing general agent (MGA), Chimienti & Associates knows the market thoroughly and can build the perfect package for you.

Solutions Plus+ features a package of three products, which Chimienti & Associates has carefully developed:

  1. Step 1: Solutions Plus+ Gap
  2. Step 2: Solutions Plus+ Critical Illness
  3. Step 3: Solutions Plus+ Accident

Together with an underlying medical plan, Solutions Plus+ empowers you to offer richer employee health benefits to all of your employees making both you and your employees very happy.

Solutions Plus+ Highlights

  • Immediately reduces your company benefits costs.

  • Higher quality employee benefits products.

  • Provides equal or more employment benefits for your employees.

  • Stabilizes payroll deductions of employees’ premium contributions.

  • Maintains carrier and PPO networks for multiple years.

  • Provides cash for employees in their time of need.

  • Offsets employees’ out-of-pocket expenses related to higher deductible plans.

  • Improves employee satisfaction and retention.

  • Establishes a multiple-year strategy to manage group benefits costs.

  • Provides easy census enrollment options and enrollment support.

  • Includes comprehensive enrollment options: employee self-serve, call center, agent-assisted, and Internet.

“I strongly recommend Chimienti & Associates. They have a great team. Great support. Toney Chimienti is the consummate professional in every possible manner. I have worked with him since 1990 when I was CEO of Transamerica's worksite company, and since 2005 as a founding member of National Benefit Partners.Toney and his company are among the best in the industry when it comes to business knowledge, attention to detail, and customer service.”

Dan Jund, Chairman and Co-Founder, National Benefit Partners